Helping you secure the right mortgage
At MTL Mortgages, we provide personalized mortgage solutions for homebuyers, homeowners, and investors across Canada. Whether you’re purchasing your first home, renewing your mortgage, or refinancing, our experts guide you every step of the way.
With a background in engineering and real estate investing, Rasha Alzuluf brings a problem-solving mindset to every mortgage challenge.
She is passionate about helping clients achieve their homeownership goals by providing tailored solutions that align with their unique needs and financial objectives—both now and in the future.
Rasha stays ahead of market trends to ensure her clients receive the most up-to-date and strategic guidance. Her approach is simple: no jargon, just clear, honest, and unbiased advice clients can trust.








We help first-time buyers understand the process, get pre-approved, and move forward with confidence.
Is your mortgage up for renewal? We review your current terms and help you switch or refinance to improve your financial position.
Smart financing solutions for real estate investors looking to grow their portfolio.
Access the value of your property for renovations, debt consolidation, or other financial needs.
step 01
We understand your financial goals, budget, and timeline to tailor the best mortgage options for you.
step 02
We compare multiple lenders and mortgage products across Canada to find competitive rates and flexible terms.
step 03
We assist with your mortgage application, submit all required documents, and ensure smooth approval from lenders.
step 04
We guide you through the closing process and continue to provide support even after your mortgage is finalized.
A mortgage broker works for you, not the bank. We compare multiple lenders across Canada to find the best rates and terms, saving you time and money.
Down payment requirements vary by property type and purchase price. For most homes, the minimum is 5% for first-time buyers. We’ll guide you to determine the right amount for your situation.
Qualification depends on your income, credit score, debt, and property value. MLT Mortgages reviews your financial profile and recommends lenders that match your eligibility.
Common documents include government ID, proof of income, employment verification, tax returns, and property details. We guide you through each step to make it simple.
Yes! Refinancing can help you reduce your interest rate, adjust your payment schedule, or access equity for renovations or investments. We compare options to maximize your benefits.
EXCELLENT Based on 24 reviews Posted on Olivier Tuttle-PerraultTrustindex verifies that the original source of the review is Google. Rasha Alzuluf est la courtière a avoir dans ses contacts. Elle est très professionnel et elle vas vous trouver une solution pour ta situation meme si elle est très ardue. Je vous recommande cette courtière pour votre projet immobilier a 100%Posted on Myriam SamsonTrustindex verifies that the original source of the review is Google. Rasha is reactive & quickly takes good care of clients, always. She has access to a lot of resources & it’s always top to collaborate with ⭐️⭐️⭐️⭐️⭐️Posted on umair nisarTrustindex verifies that the original source of the review is Google. Rasha and Katherine were absolutely fantastic to work with They handled my mortgage file making the entire process smooth and stress free with amazing fast response time. highly recommend them !Posted on samira benamiraTrustindex verifies that the original source of the review is Google. Rasha une personne très douce , capable et très compétente . Elle nous a aidé beaucoup dans notre dossier d’achat de maison . Le travail avec elle c’est un plaisir !!!! Vraiment !!!!! Merci Rasha 😊!Posted on Adnane DechemiTrustindex verifies that the original source of the review is Google. Un grand merci à Rasha Alzuluf, notre courtier hypothécaire, elle a été d’une efficacité redoutable pour notre projet. Sa connaissance du marché lui a permis de nous trouver des conditions de financement exceptionnelles, bien meilleures que ce que nous avions trouvé seuls. Très réactive, toujours disponible pour répondre à nos questions, et le processus a été très fluide du début à la fin. Nous recommandons à 100% pour gagner du temps et de l'argent.Posted on Bukola AjibogunTrustindex verifies that the original source of the review is Google. Excellente collaboration avec Rasha. En tant courtière immobilière résidentiel, je veux toujours le meilleur pour mes clients, et Rasha a été le bon choix pour l’aider à trouver son financement: professionnelle, efficace et rassurante du début à la fin. Je la recommande fortement.Posted on Moise LoukouTrustindex verifies that the original source of the review is Google. Une courtière hypothéticaire professionnelle et réactive. Je recommanderai toujours RashaPosted on jenny parisTrustindex verifies that the original source of the review is Google. Rasha is an outstanding real estate broker. She supported us with professionalism, availability, and genuine care throughout every step of the process. She always took the time to answer our questions promptly and reassure us. Thanks to her expertise, purchasing our property was smooth and stress-free. She truly puts her clients’ best interests first and always looks for the best opportunities. I would highly recommend her to anyone looking to complete a real estate transaction.Posted on Fahd MTrustindex verifies that the original source of the review is Google. Simply amazing
Have questions or need expert mortgage advice in Canada? MTL Mortgages is here to help. Contact us today to discuss your project and explore mortgage solutions tailored to your financial situation.